If you're looking for a delicious and easy-to-make dessert, then this Chocolate Covered Banana Pudding Cups recipe is exactly what you need. It's the perfect combination of creamy banana pudding and rich chocolate, all in a single serving-sized cup! Whether you're entertaining guests, making a treat for your family, or simply satisfying your sweet tooth, this recipe will hit the spot. Keep reading to learn everything you need to know about creating this decadent dessert from start to finish.

What Are Chocolate Covered Banana Pudding Cups?
Chocolate Covered Banana Pudding Cups are a delightful dessert that combines the creamy texture of banana pudding with a layer of rich chocolate. The banana pudding serves as the base, and it's topped with a luscious layer of chocolate that hardens into a sweet shell. This dessert is perfect for those who love the combination of fruit and chocolate but want something more elevated than a basic chocolate-dipped banana.
The beauty of this recipe lies in its simplicity: easy-to-find ingredients, a few basic kitchen tools, and minimal effort yield a stunning and tasty treat. So, let's dive into the details!
Ingredients List for Chocolate Covered Banana Pudding Cups
Here’s everything you’ll need to make these delicious chocolate-covered banana pudding cups. Most of these ingredients are likely already in your pantry or easy to find at your local grocery store.
For the Banana Pudding:
- 3 ripe bananas, mashed or thinly sliced
- 2 cups whole milk
- ¾ cup granulated sugar
- 3 tablespoons cornstarch
- Pinch of salt
- 3 large egg yolks, beaten
- 1 teaspoon pure vanilla extract
For the Chocolate Topping:
- 1 cup semi-sweet chocolate chips or your choice of chocolate (dark, milk, etc.)
- 1 tablespoon coconut oil (optional, helps chocolate harden with a smoother finish)
For Garnish (Optional):
- Whipped cream or whipped topping
- Crushed graham crackers or wafer cookies
- Chopped nuts (e.g., walnuts, pecans)
- Banana slices for extra presentation
Substitutions and Variations
This recipe is highly customizable depending on your preferences or dietary restrictions. Here are a few substitutions and variations you can try:
- Dairy-Free Option: Replace whole milk with almond milk, oat milk, or coconut milk for a dairy-free version of this recipe. You can also use dairy-free chocolate chips to make the entire recipe vegan.
- Low-Sugar Version: Substitute regular sugar with a sugar alternative like Stevia, monk fruit sweetener, or coconut sugar to lower the sugar content without compromising flavor.
- Different Puddings: While banana is a classic choice, you could switch things up by using vanilla, coconut, or even chocolate pudding if you’re not a fan of bananas.
- Chocolate Variations: Try dark chocolate or white chocolate instead of semi-sweet chocolate for a different flavor profile.
- Extra Toppings: Instead of (or in addition to) whipped cream, sprinkle the cups with crushed cookies, shaved chocolate, or even sprinkles for added flair and texture.
Step-by-Step Cooking Instructions

Ready to get started? Follow these easy steps to create your very own Chocolate Covered Banana Pudding Cups:
Step 1: Make the Banana Pudding
- In a medium saucepan, combine the milk, sugar, cornstarch, and a pinch of salt. Whisk everything together over medium heat until the mixture starts to thicken—this usually takes about 5–7 minutes.
- In a small bowl, lightly beat the egg yolks. Once the milk mixture starts to thicken, slowly pour about ½ cup of the hot milk mixture into the yolks while whisking continuously to temper the eggs (this helps prevent the eggs from scrambling).
- Pour the tempered egg mixture back into the saucepan and cook over medium-low heat, stirring constantly for another 2–3 minutes until the pudding thickens fully. It should coat the back of a spoon when ready.
- Remove the pudding from heat and stir in the vanilla extract. Let it cool slightly while you prepare the bananas.
Step 2: Prepare the Bananas
- Mash 2–3 ripe bananas with a fork, or slice them thinly if you prefer chunks of banana in your pudding cups.
- Gently fold the mashed or sliced bananas into the pudding mixture, making sure they are evenly distributed.
Step 3: Assemble the Pudding Cups
- Spoon the banana pudding into small serving cups, filling them about ¾ of the way full. You can use glass cups, ramekins, or even mason jars for a charming presentation.
- Let the pudding cups chill in the refrigerator for at least 30 minutes to set. This helps the flavors meld together and gives the pudding the perfect texture.
Step 4: Add the Chocolate Layer
- While the pudding chills, melt the chocolate chips and coconut oil together in a microwave-safe bowl. Heat in 30-second intervals, stirring in between until the chocolate is completely melted and smooth.
- Once the pudding cups have chilled, pour a thin layer of the melted chocolate over the top of each cup. If the chocolate is too thick, you can add a little more coconut oil to thin it out.
- Allow the chocolate to harden by refrigerating the cups for another 15–20 minutes. The chocolate will form a crunchy shell over the creamy pudding.
How to Cook Chocolate Covered Banana Pudding Cups: A Step-by-Step Guide
To summarize, here’s a quick guide for making these dessert cups:
- Prepare the banana pudding: Cook the pudding mixture, temper the eggs, and combine it with mashed bananas.
- Assemble the cups: Pour the banana pudding into individual serving cups and chill.
- Melt the chocolate: Create the chocolate topping by melting the chocolate chips with coconut oil.
- Top and chill: Pour the chocolate over the pudding and let it set.
With these simple steps, you’ll have a gorgeous dessert in no time!
Common Mistakes to Avoid
To ensure your Chocolate Covered Banana Pudding Cups turn out perfect, avoid these common mistakes:
- Overcooking the Pudding: Be careful not to overcook the pudding; it should be thickened but not grainy. Stir constantly and cook on medium-low heat to prevent burning.
- Skipping the Egg Tempering: Always temper the egg yolks before adding them to the hot milk mixture. Skipping this step can lead to scrambled eggs in your pudding.
- Not Chilling the Pudding: Chilling the pudding is crucial for achieving the right texture. Don’t skip this step, or your pudding cups might be too runny.
- Too Thick or Too Thin Chocolate: If the chocolate layer is too thick, it can overpower the delicate banana pudding. Use coconut oil to thin the chocolate if needed.
Serving and Presentation Tips
The way you present and serve these pudding cups can elevate your dessert experience. Here are a few ideas:
How to Serve Chocolate Covered Banana Pudding Cups
Serve these pudding cups chilled, straight from the fridge. They make an excellent dessert for warm weather but are equally satisfying year-round. Place them on a decorative dessert tray when serving guests.
Presentation Ideas for Chocolate Covered Banana Pudding Cups
- Layered Cups: Alternate layers of banana pudding with crushed cookies or graham crackers for a layered parfait effect.
- Top with Fresh Bananas: Garnish each cup with a fresh banana slice just before serving for a pop of color and extra flavor.
- Whipped Cream Swirl: Add a dollop of whipped cream on top of the chocolate layer and sprinkle with a dusting of cocoa powder or cinnamon for a luxurious touch.
Chocolate Covered Banana Pudding Cups Recipe Tips
Here are some extra tips to ensure your dessert comes out perfectly every time:
- Make in Advance: These pudding cups can be made a day in advance, making them a great option for parties or gatherings.
- Room Temperature Bananas: Using bananas that are at room temperature will make it easier to fold them into the pudding mixture.
- Quick Chocolate Fix: If you’re short on time, you can also use store-bought chocolate sauce or ganache instead of melting chocolate chips.
Frequently Asked Questions (FAQs)
1. Can I use instant banana pudding mix?
Yes, you can substitute homemade pudding with an instant banana pudding mix for a quicker version, though the flavor may not be as rich as the homemade kind.
2. How long can I store these pudding cups?
They can be stored in the refrigerator for up to 3 days. Just keep them covered to prevent the pudding from forming a skin.
3. Can I freeze the pudding cups?
It’s not recommended to freeze banana pudding as it may change the texture, but you can freeze the chocolate topping if you’d like to prepare that part ahead of time.
4. What if I don’t have coconut oil?
You can melt the chocolate without coconut oil, but it may not harden into as smooth a shell. Alternatively, use a tablespoon of butter.
Conclusion
These Chocolate Covered Banana Pudding Cups are a crowd-pleasing dessert that balances the sweetness of bananas with the richness of chocolate. Whether you’re making them for a special occasion or just to indulge yourself, this recipe is a winner. Follow the simple steps, and you’ll have a stunning dessert that’s sure to impress!
Enjoy this fun, easy-to-make recipe and get creative with your variations and toppings! Don’t forget to share this delightful treat with friends and family.
PrintChocolate Covered Banana Pudding Cups Recipe
These Chocolate Covered Banana Pudding Cups are a delightful dessert, combining creamy banana pudding with a luscious chocolate layer. The perfect balance of sweet flavors makes this recipe a crowd-pleaser and a quick-to-make dessert for any occasion.
- Prep Time: 15 minutes
- Cook Time: 0 minutes
- Total Time: 1 hour 15 minutes (includes chilling)
- Yield: 6-8 servings 1x
- Category: Dessert
- Method: No-bake
- Cuisine: American
- Diet: Vegetarian
Ingredients
- 3 large ripe bananas
- 1 package instant vanilla pudding mix
- 2 cups cold milk
- 1 cup whipped topping
- 8-10 graham crackers (crushed)
- 1 cup chocolate chips (melted)
Instructions
- Prepare the vanilla pudding mix by whisking it with cold milk and allowing it to set for 5 minutes.
- Slice bananas and layer them at the bottom of small cups.
- Add a layer of crushed graham crackers on top of the bananas.
- Spoon prepared pudding over the graham crackers in each cup.
- Spread whipped topping over the pudding layer.
- Melt the chocolate chips in the microwave, then drizzle or spread the melted chocolate over the top of each cup.
- Chill in the fridge for at least 1 hour before serving.
Notes
- You can substitute vanilla pudding with banana-flavored pudding for a stronger banana taste.
- Chill the cups longer for a firmer pudding texture.
Nutrition
- Serving Size: 1 cup
- Calories: 275
- Sugar: 24g
- Sodium: 220mg
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